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CCP · ASX

Credit Corp Group Limited (ASX:CCP)

AU$14.15

 -0.12 (-0.841%)
ASX:Live
14/06/2024 04:10:19 PM
HALO Value HALO Small HALO Ords HALO MQV SMALL HALO 200 +5
Consensus Score
/10
Recommend
Target Price
Deviation
Unlock Full Consensus Insights

CCP Overview

CCP Health Scores

Short Term

Mean Revision

Neutral

Trend

Neutral

Event

Neutral

Halo Model

MQV

Weak

GARP

Weak

MQV Small

Very Weak

Valuation

Value

Consensus

Momentum

Price

Neutral

Earnings

Weak

Growth

Earnings

Neutral

Dividends

Weak

Quality

Capital Efficiency

Weak

Balance Sheet

Strong

About CCP

Telephone

Address

Description

Credit Corp. Group Ltd. engages in debt purchase and debt collection services. It operates through Debt Ledger Purchasing-Australia & New Zealand, Debt Ledger Purchasing-United States, and Consumer Lending segments. The Debt Ledger Purchasing-Australia & New Zealand segment includes the contingent collection services business in Australia and New Zealand. The Debt Ledger Purchasing-United States segment purchases consumer debts at a discount to their face value from credit providers in the United States, with the objective of recovering amounts in excess of the purchase price over the collection life cycle of the receivables to produce a return. The Consumer Lending segment offers various financial products to impaired consumers. The company was founded in 1992 and is headquartered in Sydney, Australia.

CCP Price Chart

Key Stats

Market Cap

AU$968.59M

PE

17.50

EV/EBITDA

11.9

Dividends Overview

DIV Yield

2.9%

Franking

100%

Ex Dividend Date (est.)

N/A

Market Data

52 weeks range

Low 11.49 - 23.79

Trade Value (12mth)

AU$1,106,664.00

1 week

-2.13%

1 month

-6.73%

YTD

-12.08%

1 year

-21.85%

All time high

37.9900016784668

Key Fundamentals

EPS 3 yr Growth

427.000%

EBITDA Margin

42.50%

Operating Cashflow

$64m

Free Cash Flow Return

6.20%

ROIC

8.90%

Interest Coverage

N/A

Quick Ratio

0.00

Other Data

Shares on Issue (Fully Dilluted)

68m

HALO Sector

Next Company Report Date

30-Jul-24

Ex Dividend Date (est.)

N/A

Next Dividend Pay Date (est.)

N/A

Reporting Currency

AUD

Short Sell (% of issue)

1.82

CCP Announcements

Latest Announcements

Date Announcements

03 June 24

Ceasing to be a substantial holder from MUFG

×

Ceasing to be a substantial holder from MUFG

03 June 24

Becoming a substantial holder

×

Becoming a substantial holder

31 May 24

Ceasing to be a substantial holder

×

Ceasing to be a substantial holder

31 May 24

Ceasing to be a substantial holder

×

Ceasing to be a substantial holder

29 May 24

Becoming a substantial holder

×

Becoming a substantial holder

27 May 24

Becoming a substantial holder

×

Becoming a substantial holder

27 May 24

Becoming a substantial holder

×

Becoming a substantial holder

27 May 24

Ceasing to be a substantial holder

×

Ceasing to be a substantial holder

23 May 24

Becoming a substantial holder from MUFG

×

Becoming a substantial holder from MUFG

23 May 24

Becoming a substantial holder from CBA

×

Becoming a substantial holder from CBA

22 May 24

Becoming a substantial holder

×

Becoming a substantial holder

21 May 24

Ceasing to be a substantial holder from MUFG

×

Ceasing to be a substantial holder from MUFG

20 May 24

Ceasing to be a substantial holder

×

Ceasing to be a substantial holder

20 May 24

Becoming a substantial holder

×

Becoming a substantial holder

17 May 24

Becoming a substantial holder from MUFG

×

Becoming a substantial holder from MUFG

16 May 24

Becoming a substantial holder

×

Becoming a substantial holder

16 May 24

Ceasing to be a substantial holder from CBA

×

Ceasing to be a substantial holder from CBA

16 May 24

Ceasing to be a substantial holder

×

Ceasing to be a substantial holder

15 May 24

Becoming a substantial holder

×

Becoming a substantial holder

13 May 24

Becoming a substantial holder from CBA

×

Becoming a substantial holder from CBA

09 May 24

Investor Presentation - Market Update

×

Investor Presentation - Market Update

09 May 24

Ceasing to be a substantial holder from MUFG

×

Ceasing to be a substantial holder from MUFG

08 May 24

Ceasing to be a substantial holder

×

Ceasing to be a substantial holder

07 May 24

Becoming a substantial holder from MUFG

×

Becoming a substantial holder from MUFG

06 May 24

Becoming a substantial holder

×

Becoming a substantial holder

01 May 24

Ceasing to be a substantial holder from MUFG

×

Ceasing to be a substantial holder from MUFG

CCP Fundamentals

Per Share Records

Historical data

Forecasted data

AUD 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock 1.31 1.49 1.34 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock 1.30 1.48 1.32 Lock Lock Lock
     Growth % Lock Lock Lock Lock 414.0 13.7 -9.9 Lock Lock Lock
     PE X Lock Lock Lock Lock 21.7 17.0 17.5 Lock Lock Lock
     EV/EBITDA X Lock Lock Lock Lock 12.7 11.0 11.9 Lock Lock Lock
CFPS $ Lock Lock Lock Lock 2.05 2.27 2.49 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock 0.96 -0.94 0.32 Lock Lock Lock
     Growth % Lock Lock Lock Lock -6.1 10.4 9.9 Lock Lock Lock
     Yield % Lock Lock Lock Lock 3.2 -4.7 1.6 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.72 0.74 0.70 Lock Lock Lock
     Growth % Lock Lock Lock Lock 100.0 2.8 -5.4 Lock Lock Lock
     Yield % Lock Lock Lock Lock 2.5 3.1 2.9 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 55 50 52 Lock Lock Lock
BPS $ Lock Lock Lock Lock 9.91 10.92 12.01 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock 9.90 10.91 11.79 Lock Lock Lock
     Growth % Lock Lock Lock Lock 12.3 10.2 8.1 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 68 68 69 Lock Lock Lock
Basic m Lock Lock Lock Lock 67 68 68 Lock Lock Lock

Financial Records

Historical data

Forecasted data

AUD 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Income Statement
Sales $m Lock Lock Lock Lock 346 411 473 Lock Lock Lock
     Growth % Lock Lock Lock Lock -9.5 18.9 15.1 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 26 32 35 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock 299 365 415 Lock Lock Lock
     Growth % Lock Lock Lock Lock -11.3 21.9 13.7 Lock Lock Lock
     Margin % Lock Lock Lock Lock 86.6 88.7 87.6 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 13 11 12 Lock Lock Lock
EBITDA $m Lock Lock Lock Lock 147 186 201 Lock Lock Lock
     Growth % Lock Lock Lock Lock -14.0 26.8 8.2 Lock Lock Lock
     Margin % Lock Lock Lock Lock 42.4 45.2 42.5 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 11 11 11 Lock Lock Lock
EBIT $m Lock Lock Lock Lock 136 175 190 Lock Lock Lock
     Growth % Lock Lock Lock Lock -15.0 29.2 8.3 Lock Lock Lock
     Margin % Lock Lock Lock Lock 39.3 42.7 40.2 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock 126 143 128 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock 38 42 37 Lock Lock Lock
Net Income $m Lock Lock Lock Lock 88 101 91 Lock Lock Lock
     Growth % Lock Lock Lock Lock 470.3 14.3 -9.4 Lock Lock Lock
     Margin % Lock Lock Lock Lock 25.5 24.5 19.3 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock 92 -10 64 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 3 4 1 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -27 -94 -164 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock -52 72 137 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock 89 -14 62 Lock Lock Lock
     Growth % Lock Lock Lock Lock -28.4 -115.8 543.2 Lock Lock Lock
     Margin % Lock Lock Lock Lock 0.3 -0.0 0.1 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock 154 165 202 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 56 24 59 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 781 975 1,249 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 21 150 335 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock -27 134 283 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 114 234 431 Lock Lock Lock
Equity $m Lock Lock Lock Lock 667 741 817 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 688 891 1,152 Lock Lock Lock
     Growth % Lock Lock Lock Lock 7.8 29.4 29.4 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock 11.3 10.3 7.3 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 13.2 13.6 11.2 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock 15.3 17.9 12.5 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock 13.3 12.8 8.9 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock 13.8 -1.3 6.2 Lock Lock Lock

Ratios Records

Historical data

Forecasted data

AUD 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Leverage
Interest Cover X Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
Debt to EBITDA X Lock Lock Lock Lock -0.2 0.7 1.4 Lock Lock Lock
Net Debt to Equity % Lock Lock Lock Lock -4.1 18.1 34.6 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 0.6 0.6 0.6 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock 110.1 91.0 82.7 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.4 0.4 0.4 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.4 0.4 0.4 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock 36.4 34.8 27.1 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock 16.1 14.7 10.3 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock 30.0 29.6 28.9 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock 11.3 10.3 7.3 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 1.2 1.3 1.5 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 13.2 13.6 11.2 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 45.0 50.3 47.8 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock 5.9 6.8 5.3 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock 3.3 4.0 4.4 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 587.4 599.5 662.3 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 590.7 603.5 666.7 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 590.7 603.5 666.7 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

N/A

DIV Yield

2.9%

Franking Level

100%

DPSg

-5.40%

Quality Yield

Lock

Falling Divs over next 2

Lock

Expected Dividend Cashflow

Dividend Clarity,
Enhanced
Strategy

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Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

1.82%

Value ($M)

18

Prior Change

N/A

7 Day Change

0.20%

1 Month Change

N/A

3 Month Change

-1.30%

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CCP Shortsell

Frequently Asked Questions

The current share price of Credit Corp Group Limited (CCP:ASX) is AU$14.15.
The 52-week high share price for Credit Corp Group Limited (CCP:ASX) is AU$23.79.
The 52-week low share price for Credit Corp Group Limited (CCP:ASX)? is AU$11.49.
The current TTM dividend payout for Credit Corp Group Limited (CCP:ASX) is 2.90.
The last dividend payment of Credit Corp Group Limited (CCP:ASX) is AU$0.15.
Credit Corp Group Limited (CCP:ASX) has a franking level of 100.0%.
Credit Corp Group Limited (CCP:ASX) is classified in the Other Finance.
The current P/E ratio for Credit Corp Group Limited (CCP:ASX) is 17.50.