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EML · ASX

EML Payments Ltd. (ASX:EML)

AU$0.9

 0.01 (1.117%)
ASX:Live
26/07/2024 04:10:15 PM
Recent Earnings downgrade HALO Small HALO Ords GROWTH AUS EMA 125 Breakdown +2
Consensus Score
/10
Recommend
Target Price
Deviation
Unlock Full Consensus Insights

EML Overview

EML Health Scores

Short Term

Mean Reversion

Neutral

Trend

Neutral

Event

Neutral

Halo Model

MQV

Very Strong

GARP

Very Strong

MQV Small

Very Strong

Valuation

Value

Consensus

Momentum

Price

Strong

Earnings

Very Strong

Growth

Earnings

Neutral

Dividends

Very Strong

Quality

Capital Efficiency

Neutral

Balance Sheet

Weak

About EML

Telephone

Address

Description

EML Payments Ltd. engages in the provision of payment solutions and financial services. It operates through the following segments: Gifting, General Purpose Reloadable, Digital Payments, and Group. The Gifting segment provides single load gift cards for shopping malls and incentive programs across the world. The General Purpose Reloadable segment includes reloadable cards to a variety of industries including, but not limited to Government, Salary Packaging, Gaming and Digital Banking. The Digital Payments segment focuses on the payment options for consumers. Its operations include funds disbursement, social and welfare payments, loyalty and rewards programs, loan disbursements, corporate expenses, procurement, and salary packaging. The company was founded in 2001 and is headquartered in Brisbane, Australia.

EML Price Chart

Key Stats

Market Cap

AU$337.64M

PE

124.20

EV/EBITDA

0.0

Dividends Overview

DIV Yield

.0%

Franking

N/A

Ex Dividend Date (est.)

N/A

Market Data

52 weeks range

Low 0.73 - 1.28

Trade Value (12mth)

AU$562,061.00

1 week

0%

1 month

-3.24%

YTD

11.87%

1 year

16.99%

All time high

5.89

Key Fundamentals

EPS 3 yr Growth

3141.700%

EBITDA Margin

0.50%

Operating Cashflow

$392m

Free Cash Flow Return

101.40%

ROIC

-73.70%

Interest Coverage

0.10

Quick Ratio

0.00

Other Data

Shares on Issue (Fully Dilluted)

375m

HALO Sector

Next Company Report Date

21-Aug-24

Ex Dividend Date (est.)

N/A

Next Dividend Pay Date (est.)

N/A

Reporting Currency

AUD

Short Sell (% of issue)

3.48

EML Announcements

Latest Announcements

Date Announcements

18 July 24

Notification regarding unquoted securities - EML

×

Notification regarding unquoted securities - EML

16 July 24

Change in substantial holding from WAM,WAA,WMI

×

Change in substantial holding from WAM,WAA,WMI

04 July 24

Initial Director's Interest Notice

×

Initial Director's Interest Notice

04 July 24

Becoming a substantial holder from MUFG

×

Becoming a substantial holder from MUFG

03 July 24

Initial Director's Interest Notice

×

Initial Director's Interest Notice

03 July 24

Becoming a substantial holder

×

Becoming a substantial holder

01 July 24

Appointment of Managing Director and Board Directors

×

Appointment of Managing Director and Board Directors

19 June 24

Notification of cessation of securities - EML

×

Notification of cessation of securities - EML

14 June 24

Ceasing to be a substantial holder from MUFG

×

Ceasing to be a substantial holder from MUFG

13 June 24

Ceasing to be a substantial holder

×

Ceasing to be a substantial holder

11 June 24

Becoming a substantial holder from MUFG

×

Becoming a substantial holder from MUFG

07 June 24

Ceasing to be a substantial holder from MUFG

×

Ceasing to be a substantial holder from MUFG

06 June 24

Change in substantial holding from WAM/WAA/WMI

×

Change in substantial holding from WAM/WAA/WMI

06 June 24

Ceasing to be a substantial holder

×

Ceasing to be a substantial holder

03 June 24

Application for quotation of securities - EML

×

Application for quotation of securities - EML

28 May 24

Change in substantial holding from MUFG

×

Change in substantial holding from MUFG

27 May 24

Change in substantial holding

×

Change in substantial holding

15 May 24

Application for quotation of securities - EML

×

Application for quotation of securities - EML

24 April 24

PFS UK New Customer Restriction Lifted

×

PFS UK New Customer Restriction Lifted

22 April 24

Ceasing to be a substantial holder

×

Ceasing to be a substantial holder

22 April 24

Becoming a substantial holder from WAM, WMI, WAA

×

Becoming a substantial holder from WAM, WMI, WAA

12 April 24

Correction to Directors Final Interest Notice

×

Correction to Directors Final Interest Notice

11 April 24

Settlement of PFS Group Acquisition Liabilities

×

Settlement of PFS Group Acquisition Liabilities

10 April 24

Notification of cessation of securities - EML

×

Notification of cessation of securities - EML

10 April 24

Notification regarding unquoted securities - EML

×

Notification regarding unquoted securities - EML

EML Fundamentals

Per Share Records

Historical data

Forecast data

AUD 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock -0.08 -0.01 -0.76 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock -0.08 -0.01 -0.76 Lock Lock Lock
     Growth % Lock Lock Lock Lock -238.7 83.7 -5,760.0 Lock Lock Lock
     PE X Lock Lock Lock Lock 43.2 17.1 124.2 Lock Lock Lock
CFPS $ Lock Lock Lock Lock 0.04 0.06 -0.01 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock 0.13 0.69 1.05 Lock Lock Lock
     Growth % Lock Lock Lock Lock -9.7 31.9 -124.7 Lock Lock Lock
     Yield % Lock Lock Lock Lock 3.6 56.4 167.5 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.00 0.00 0.00 Lock Lock Lock
     Growth % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
     Yield % Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 0 0 0 Lock Lock Lock
BPS $ Lock Lock Lock Lock 1.15 1.17 0.47 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock 0.18 -0.03 -0.05 Lock Lock Lock
     Growth % Lock Lock Lock Lock -6.1 -117.0 -57.7 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 360 376 374 Lock Lock Lock
Basic m Lock Lock Lock Lock 360 371 374 Lock Lock Lock

Financial Records

Historical data

Forecast data

AUD 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Income Statement
Sales $m Lock Lock Lock Lock 192 233 254 Lock Lock Lock
     Growth % Lock Lock Lock Lock 59.0 20.9 9.4 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 32 51 76 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock 99 128 130 Lock Lock Lock
     Growth % Lock Lock Lock Lock 43.2 29.6 1.8 Lock Lock Lock
     Margin % Lock Lock Lock Lock 51.3 55.1 51.2 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 49 45 49 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 30 30 35 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock -23 0 -282 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock 5 4 3 Lock Lock Lock
Net Income $m Lock Lock Lock Lock -29 -5 -285 Lock Lock Lock
     Growth % Lock Lock Lock Lock -301.7 83.3 -5,832.6 Lock Lock Lock
     Margin % Lock Lock Lock Lock -14.9 -2.1 -111.9 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock 47 263 392 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 13 14 12 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -26 -71 -1 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock -1 46 -2 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock 46 261 391 Lock Lock Lock
     Growth % Lock Lock Lock Lock 138.3 470.6 49.9 Lock Lock Lock
     Margin % Lock Lock Lock Lock 0.2 1.1 1.5 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock N/A N/A 0 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 1,551 1,783 2,331 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 2,289 2,682 2,995 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 42 88 74 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock -1,506 -1,692 -2,233 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 1,874 2,245 2,820 Lock Lock Lock
Equity $m Lock Lock Lock Lock 415 437 175 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 457 525 248 Lock Lock Lock
     Growth % Lock Lock Lock Lock -5.4 14.9 -52.7 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock -1.3 -0.2 -9.5 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -6.9 -1.1 -163.2 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock 1.4 1.5 -8.4 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock -6.1 -1.0 -73.7 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock 10.0 53.5 101.4 Lock Lock Lock

Ratios Records

Historical data

Forecast data

AUD 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Leverage
Net Debt to Equity % Lock Lock Lock Lock -362.9 -387.1 -1,279.2 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 3.3 2.9 2.4 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.1 0.1 0.1 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.1 0.1 0.1 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock -12.1 -0.1 -110.7 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock -1.0 -0.0 -9.4 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock -1.3 -0.2 -9.5 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 5.5 6.1 17.2 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock -6.9 -1.1 -163.2 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 100.0 100.0 100.0 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock -6.9 -1.1 -163.2 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 109.3 126.2 152.1 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 109.3 126.2 152.1 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 109.3 126.2 152.1 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

N/A

DIV Yield

.0%

Franking Level

N/A

DPSg

N/A

Quality Yield

Lock

Falling Divs over next 2

Lock

Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

3.48%

Value ($M)

12

Prior Change

0.10%

7 Day Change

0.20%

1 Month Change

0.40%

3 Month Change

1.30%

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EML Shortsell

Frequently Asked Questions

The current share price of EML Payments Ltd. (EML:ASX) is AU$0.9.
The 52-week high share price for EML Payments Ltd. (EML:ASX) is AU$1.28.
The 52-week low share price for EML Payments Ltd. (EML:ASX)? is AU$0.73.
The current TTM dividend payout for EML Payments Ltd. (EML:ASX) is 0.00.
EML Payments Ltd. (EML:ASX) does not pay a dividend.
EML Payments Ltd. (EML:ASX) has a franking level of 0.0%.
EML Payments Ltd. (EML:ASX) is classified in the Other Finance.
The current P/E ratio for EML Payments Ltd. (EML:ASX) is 124.20.