LFG · ASX

Liberty Financial Group Ltd (ASX:LFG)

AU$4.32

 0.12 (2.857%)
ASX:Live
12/09/2025 04:10:28 PM
Quality Yield HALO Yield HALO Ords GROWTH AUS All-Consensus +1
Consensus Score
/10
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LFG Overview

LFG Health Scores

Short Term

Mean Reversion

Neutral

Trend

Neutral

Event

Very Strong

Halo Model

MQV

Very Weak

GARP

Very Weak

MQV Small

Neutral

Valuation

Value

Consensus

Momentum

Price

Neutral

Earnings

Neutral

Growth

Earnings

Weak

Dividends

Weak

Quality

Capital Efficiency

Strong

Balance Sheet

Very Weak

About LFG

Website

N/A

Telephone

61.3.8635.8888

Address

Level 16 535 Bourke Street Melbourne, Victoria (VIC) 3000

Description

Liberty Financial Group Ltd. engages in financial services industry, which offers lending, finance and insurance brokering, receivables servicing, consumer insurance underwriting, real estate, and funds management. It operates through the following segments: Residential Finance, Secured Finance, Financial Services, and Corporate. The Residential Finance segment provides finance in prime and custom residential loans. The Secured Finance segment provides motor finance and commercial finance. The Financial Services segment provides personal loans, SME lending, broker network and aggregators, insurance, and investments. The company was founded in 1997 and is headquartered in Melbourne, Australia.

LFG Price Chart

Key Stats

Market Cap

AU$1.28B

PE

9.10

EV/EBITDA

3.0

Dividends Overview

DIV Yield

8.5%

Franking

100%

Ex Dividend Date (est.)

28-Aug-25

Market Data

52 weeks range

Low 2.92 - 4.57

Trade Value (12mth)

AU$56,548.00

1 week

0%

1 month

4.22%

YTD

28.05%

1 year

23.17%

All time high

8.35

Key Fundamentals

EPS 3 yr Growth

-39.00%

EBITDA Margin

73.20%

Operating Cashflow

$118m

Free Cash Flow Return

1.00%

ROIC

1.20%

Interest Coverage

1.20

Quick Ratio

0.20

Other Data

Shares on Issue (Fully Dilluted)

305m

HALO Sector

Other Finance

Next Company Report Date

24-Aug-26

Ex Dividend Date (est.)

28-Aug-25

Next Dividend Pay Date (est.)

15-Sep-25

Reporting Currency

AUD

Short Sell (% of issue)

0.00

LFG Announcements

Latest Announcements

Date Announcements

29 August 25

Change of Director's Interest Notice

×

Change of Director's Interest Notice

25 August 25

LFG FY25 Appendix 4E and Financial Statement

×

LFG FY25 Appendix 4E and Financial Statement

25 August 25

LFG FY25 Full Year Results Announcement

×

LFG FY25 Full Year Results Announcement

25 August 25

LFG FY25 Full Year Results Media Release

×

LFG FY25 Full Year Results Media Release

25 August 25

LFG FY25 Full Year Results Investor Presentation

×

LFG FY25 Full Year Results Investor Presentation

25 August 25

Update - Dividend/Distribution - LFG

×

Update - Dividend/Distribution - LFG

25 August 25

Dividend/Distribution - LFG

×

Dividend/Distribution - LFG

25 August 25

Liberty Financial Group Trust FY25 Financial Report

×

Liberty Financial Group Trust FY25 Financial Report

11 July 25

Notification regarding unquoted securities - LFG

×

Notification regarding unquoted securities - LFG

11 July 25

Notification of cessation of securities - LFG

×

Notification of cessation of securities - LFG

24 June 25

Dividend/Distribution - LFG

×

Dividend/Distribution - LFG

24 June 25

Estimated Distribution

×

Estimated Distribution

07 May 25

Change of Director's Interest Notice

×

Change of Director's Interest Notice

14 April 25

Notification of cessation of securities - LFG

×

Notification of cessation of securities - LFG

14 April 25

Notification regarding unquoted securities - LFG

×

Notification regarding unquoted securities - LFG

14 April 25

Notification regarding unquoted securities - LFG

×

Notification regarding unquoted securities - LFG

31 March 25

Change of Director's Interest Notice

×

Change of Director's Interest Notice

31 March 25

Change of Director's Interest Notice

×

Change of Director's Interest Notice

31 March 25

Notification regarding unquoted securities - LFG

×

Notification regarding unquoted securities - LFG

26 February 25

Initial Director's Interest Notice

×

Initial Director's Interest Notice

24 February 25

LFG Appendix 4D and FY25 Half Year Interim Report

×

LFG Appendix 4D and FY25 Half Year Interim Report

24 February 25

LFG Half Year Results - Announcement

×

LFG Half Year Results - Announcement

24 February 25

LFG Half Year Results - Media Release

×

LFG Half Year Results - Media Release

24 February 25

LFG Half Year Results - Presentation

×

LFG Half Year Results - Presentation

24 February 25

Liberty Financial Group Trust FY25 Half Year Interim Report

×

Liberty Financial Group Trust FY25 Half Year Interim Report

LFG Fundamentals

Per Share Records

Historical data

Forecast data

AUD 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock 0.60 0.38 0.44 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock 0.60 0.38 0.44 Lock Lock Lock
     Growth % Lock Lock Lock Lock -17.3 -36.2 15.7 Lock Lock Lock
     PE X Lock Lock Lock Lock 7.2 7.7 9.1 Lock Lock Lock
     EV/EBITDA X Lock Lock Lock Lock 2.6 0.5 3.0 Lock Lock Lock
CFPS $ Lock Lock Lock Lock 0.64 0.44 0.49 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock -1.94 -3.41 0.08 Lock Lock Lock
     Growth % Lock Lock Lock Lock -16.1 -31.4 11.6 Lock Lock Lock
     Yield % Lock Lock Lock Lock -53.5 -90.7 2.5 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.45 0.25 0.32 Lock Lock Lock
     Growth % Lock Lock Lock Lock -8.6 -44.2 27.7 Lock Lock Lock
     Yield % Lock Lock Lock Lock 11.0 7.5 8.5 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 75 66 72 Lock Lock Lock
BPS $ Lock Lock Lock Lock 3.86 3.95 3.94 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock 2.99 3.14 3.18 Lock Lock Lock
     Growth % Lock Lock Lock Lock 7.9 5.0 1.1 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 305 305 306 Lock Lock Lock
Basic m Lock Lock Lock Lock 304 304 304 Lock Lock Lock

Financial Records

Historical data

Forecast data

AUD 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
Income Statement
Sales $m Lock Lock Lock Lock 1,233 1,462 1,493 Lock Lock Lock
     Growth % Lock Lock Lock Lock 41.9 18.6 2.1 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 59 61 59 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock 995 1,202 1,229 Lock Lock Lock
     Growth % Lock Lock Lock Lock 56.0 20.7 2.3 Lock Lock Lock
     Margin % Lock Lock Lock Lock 80.7 82.2 82.3 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 19 18 18 Lock Lock Lock
EBITDA $m Lock Lock Lock Lock 859 1,063 1,092 Lock Lock Lock
     Growth % Lock Lock Lock Lock 65.2 23.7 2.7 Lock Lock Lock
     Margin % Lock Lock Lock Lock 69.7 72.7 73.2 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 19 20 19 Lock Lock Lock
EBIT $m Lock Lock Lock Lock 840 1,044 1,073 Lock Lock Lock
     Growth % Lock Lock Lock Lock 67.3 24.2 2.8 Lock Lock Lock
     Margin % Lock Lock Lock Lock 68.2 71.4 71.9 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock 198 134 149 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock 17 19 16 Lock Lock Lock
Net Income $m Lock Lock Lock Lock 182 116 134 Lock Lock Lock
     Growth % Lock Lock Lock Lock -17.4 -36.2 15.7 Lock Lock Lock
     Margin % Lock Lock Lock Lock 14.7 7.9 9.0 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock -436 -930 118 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 7 3 2 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -13 30 26 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock 1,137 498 -196 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock -443 -933 116 Lock Lock Lock
     Growth % Lock Lock Lock Lock 8.5 -110.6 112.5 Lock Lock Lock
     Margin % Lock Lock Lock Lock -0.4 -0.6 0.1 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock 0 58 69 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 1,342 940 888 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 15,692 16,306 16,243 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 10,049 10,895 9,842 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock 12,683 13,629 13,739 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 14,522 15,110 15,050 Lock Lock Lock
Equity $m Lock Lock Lock Lock 1,173 1,199 1,196 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 11,221 12,093 11,039 Lock Lock Lock
     Growth % Lock Lock Lock Lock -10.0 7.8 -8.7 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock 1.2 0.7 0.8 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 15.5 9.7 11.2 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock 5.8 6.7 6.8 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock 1.5 1.0 1.2 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock -3.7 -8.0 1.0 Lock Lock Lock

Ratios Records

Historical data

Forecast data

AUD 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
Leverage
Interest Cover X Lock Lock Lock Lock 1.4 1.2 1.2 Lock Lock Lock
Debt to EBITDA X Lock Lock Lock Lock 14.8 12.8 12.6 Lock Lock Lock
Net Debt to Equity % Lock Lock Lock Lock 1,081.6 1,137.1 1,148.3 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock 0.4 0.3 0.2 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock 0.4 0.3 0.2 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock 86.6 86.0 86.7 Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock -10.5 -24.2 2.4 Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 3.8 4.7 5.5 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.1 0.1 0.1 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.1 0.1 0.1 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock 16.1 9.2 10.0 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock 1.3 0.8 0.9 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock 8.6 14.1 10.8 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock 1.2 0.7 0.8 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 13.4 13.6 13.6 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 15.5 9.7 11.2 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 25.1 34.5 27.7 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock 3.9 3.3 3.1 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 96.6 76.9 66.4 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 96.6 76.9 66.4 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 96.6 76.9 66.4 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

28-Aug-25

DIV Yield

8.5%

Franking Level

100%

DPSg

27.70%

Quality Yield

Lock

Falling Divs over next 2

Lock

Expected Dividend Cashflow

Dividend Clarity,
Enhanced
Strategy

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Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

0.00%

Value ($M)

0

Prior Change

N/A

7 Day Change

N/A

1 Month Change

N/A

3 Month Change

N/A

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Frequently Asked Questions

The current share price of Liberty Financial Group Ltd (LFG:ASX) is AU$4.32.
The 52-week high share price for Liberty Financial Group Ltd (LFG:ASX) is AU$4.57.
The 52-week low share price for Liberty Financial Group Ltd (LFG:ASX)? is AU$2.92.
The current TTM dividend payout for Liberty Financial Group Ltd (LFG:ASX) is 8.50.
The last dividend payment of Liberty Financial Group Ltd (LFG:ASX) is AU$0.15.
Liberty Financial Group Ltd (LFG:ASX) has a franking level of 100.0%.
Liberty Financial Group Ltd (LFG:ASX) is classified in the Other Finance.
The current P/E ratio for Liberty Financial Group Ltd (LFG:ASX) is 9.10.
The current share price of Liberty Financial Group Ltd (LFG:ASX) is AU$4.32.
The 52-week high share price for Liberty Financial Group Ltd (LFG:ASX) is AU$4.57.
The 52-week low share price for Liberty Financial Group Ltd (LFG:ASX)? is AU$2.92.
The current TTM dividend payout for Liberty Financial Group Ltd (LFG:ASX) is 8.50.
The last dividend payment of Liberty Financial Group Ltd (LFG:ASX) is AU$0.15.
Liberty Financial Group Ltd (LFG:ASX) has a franking level of 100.0%.
Liberty Financial Group Ltd (LFG:ASX) is classified in the Other Finance.
The current P/E ratio for Liberty Financial Group Ltd (LFG:ASX) is 9.10.
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HALO Technologies Pty Ltd ABN 54 623 830 866 is a Corporate Authorised Representative No 1261916 of Macrovue Pty Ltd ABN 98 600 022 679 AFSL 484264. Macrovue Pty Ltd is a wholly owned subsidiary of HALO Technologies Pty Ltd.