MME · ASX

MoneyMe Ltd. (ASX:MME)

AU$0.14

 -0.005 (-3.571%)
ASX:Live
29/08/2025 02:34:20 PM
Hammer Bullish HALO Ords GROWTH AUS Consensus Cheap All-Consensus +1
Consensus Score
/10
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Target Price
Deviation
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MME Overview

MME Health Scores

Short Term

Mean Reversion

Neutral

Trend

Neutral

Event

Neutral

Halo Model

MQV

Very Strong

GARP

Very Strong

MQV Small

Neutral

Valuation

Value

Consensus

Momentum

Price

Weak

Earnings

Neutral

Growth

Earnings

Weak

Dividends

Very Strong

Quality

Capital Efficiency

Strong

Balance Sheet

Very Strong

About MME

Telephone

Address

Description

MoneyMe Ltd. is a consumer credit sector company, which engages in the provision of financing solutions to consumers for a variety of personal funding requirements. Its brands include MONEYME and SocietyOne. The company was founded by Clayton Howes, Scott Emery, and Steve Bannigan on May 9, 2013 and is headquartered in Sydney, Australia.

MME Price Chart

Key Stats

Market Cap

AU$112.01M

PE

9.90

EV/EBITDA

55.7

Dividends Overview

DIV Yield

.0%

Franking

N/A

Ex Dividend Date (est.)

N/A

Market Data

52 weeks range

Low 0.1 - 0.24

Trade Value (12mth)

AU$35,819.00

1 week

3.7%

1 month

1.82%

YTD

-30%

1 year

16.67%

All time high

2.48

Key Fundamentals

EPS 3 yr Growth

-68.40%

EBITDA Margin

64.40%

Operating Cashflow

$63m

Free Cash Flow Return

4.20%

ROIC

-4.40%

Interest Coverage

1.30

Quick Ratio

41.70

Other Data

Shares on Issue (Fully Dilluted)

799m

HALO Sector

Next Company Report Date

01-Sep-26

Ex Dividend Date (est.)

N/A

Next Dividend Pay Date (est.)

N/A

Reporting Currency

AUD

Short Sell (% of issue)

0.00

MME Announcements

Latest Announcements

Date Announcements

28 August 25

Appendix 4E and FY25 Annual Report

×

Appendix 4E and FY25 Annual Report

28 August 25

FY25 Results Announcement

×

FY25 Results Announcement

28 August 25

FY25 Results Investor Presentation

×

FY25 Results Investor Presentation

28 August 25

Appendix 4G and FY25 Corporate Governance Statement

×

Appendix 4G and FY25 Corporate Governance Statement

07 August 25

Final Director's Interest Notice - Rachel Gatehouse

×

Final Director's Interest Notice - Rachel Gatehouse

06 August 25

Non-executive Director resignation

×

Non-executive Director resignation

31 July 25

4Q25 Trading Update - Strong growth and credit performance

×

4Q25 Trading Update - Strong growth and credit performance

25 July 25

MONEYME FY25 Results Briefing Details

×

MONEYME FY25 Results Briefing Details

24 July 25

MONEYME executes Personal Loan ABS deal

×

MONEYME executes Personal Loan ABS deal

11 July 25

MONEYME becomes Mastercard principal issuer to power growth

×

MONEYME becomes Mastercard principal issuer to power growth

07 July 25

Notification regarding unquoted securities - MME

×

Notification regarding unquoted securities - MME

07 July 25

Notification of cessation of securities - MME

×

Notification of cessation of securities - MME

07 July 25

Notification regarding unquoted securities - MME

×

Notification regarding unquoted securities - MME

07 July 25

Change of Director's Interest Notice - Clayton Howes

×

Change of Director's Interest Notice - Clayton Howes

01 July 25

Notification regarding unquoted securities - MME

×

Notification regarding unquoted securities - MME

01 July 25

Notification regarding unquoted securities - MME

×

Notification regarding unquoted securities - MME

01 July 25

Change of Director's Interest Notice - Clayton Howes

×

Change of Director's Interest Notice - Clayton Howes

01 July 25

Notification regarding unquoted securities - MME

×

Notification regarding unquoted securities - MME

04 June 25

Change in substantial holding

×

Change in substantial holding

23 May 25

Change of Director's Interest Notice - Scott Emery

×

Change of Director's Interest Notice - Scott Emery

16 May 25

Change in substantial holding

×

Change in substantial holding

30 April 25

3Q25 Trading Update - Originations up 65%, loan book $1.5bn

×

3Q25 Trading Update - Originations up 65%, loan book $1.5bn

11 April 25

Notification regarding unquoted securities - MME

×

Notification regarding unquoted securities - MME

10 April 25

Details of Share Registry address

×

Details of Share Registry address

27 February 25

Appendix 4D and 2025 Interim Report

×

Appendix 4D and 2025 Interim Report

MME Fundamentals

Per Share Records

Historical data

Forecast data

AUD 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock 0.04 0.03 -0.08 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock 0.04 0.03 -0.08 Lock Lock Lock
     Growth % Lock Lock Lock Lock 114.5 -25.1 -391.6 Lock Lock Lock
     PE X Lock Lock Lock Lock 0.9 6.5 9.9 Lock Lock Lock
     EV/EBITDA X Lock Lock Lock Lock 18.9 51.2 55.7 Lock Lock Lock
CFPS $ Lock Lock Lock Lock 0.16 0.06 -0.03 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock 0.64 -0.06 0.08 Lock Lock Lock
     Growth % Lock Lock Lock Lock -37.5 -61.1 -154.0 Lock Lock Lock
     Yield % Lock Lock Lock Lock 810.6 -99.9 49.1 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.00 0.00 0.00 Lock Lock Lock
     Growth % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
     Yield % Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 0 0 0 Lock Lock Lock
BPS $ Lock Lock Lock Lock 0.21 0.24 0.15 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock 0.09 0.12 0.04 Lock Lock Lock
     Growth % Lock Lock Lock Lock 349.8 39.8 -65.6 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 321 795 799 Lock Lock Lock
Basic m Lock Lock Lock Lock 321 795 799 Lock Lock Lock

Financial Records

Historical data

Forecast data

AUD 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
Income Statement
Sales $m Lock Lock Lock Lock 239 214 208 Lock Lock Lock
     Growth % Lock Lock Lock Lock 67.0 -10.4 -2.9 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 52 48 51 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock 222 193 175 Lock Lock Lock
     Growth % Lock Lock Lock Lock 60.0 -12.7 -9.3 Lock Lock Lock
     Margin % Lock Lock Lock Lock 92.8 90.3 84.3 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 7 10 16 Lock Lock Lock
EBITDA $m Lock Lock Lock Lock 181 156 134 Lock Lock Lock
     Growth % Lock Lock Lock Lock 115.5 -13.7 -14.3 Lock Lock Lock
     Margin % Lock Lock Lock Lock 75.8 72.9 64.4 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 11 11 10 Lock Lock Lock
EBIT $m Lock Lock Lock Lock 170 145 124 Lock Lock Lock
     Growth % Lock Lock Lock Lock 107.6 -14.4 -14.5 Lock Lock Lock
     Margin % Lock Lock Lock Lock 71.0 67.8 59.7 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock 12 12 -67 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock 0 -10 0 Lock Lock Lock
Net Income $m Lock Lock Lock Lock 12 23 -67 Lock Lock Lock
     Growth % Lock Lock Lock Lock 124.4 85.0 -393.1 Lock Lock Lock
     Margin % Lock Lock Lock Lock 5.1 10.6 -32.0 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock 208 -51 63 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 9 5 5 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -9 -5 -429 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock -189 38 347 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock 206 -51 63 Lock Lock Lock
     Growth % Lock Lock Lock Lock 200.6 -124.7 223.5 Lock Lock Lock
     Margin % Lock Lock Lock Lock 0.9 -0.2 0.3 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock 0 0 0 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 92 74 54 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 1,293 1,368 1,658 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 1,118 1,168 1,524 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock 1,027 1,095 1,470 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 1,127 1,178 1,535 Lock Lock Lock
Equity $m Lock Lock Lock Lock 166 190 123 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 1,284 1,358 1,647 Lock Lock Lock
     Growth % Lock Lock Lock Lock -11.5 5.8 21.3 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock 1.0 1.7 -4.0 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 7.4 12.0 -54.2 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock 7.5 8.4 2.5 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock 0.9 1.7 -4.4 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock 15.2 -3.8 4.2 Lock Lock Lock

Ratios Records

Historical data

Forecast data

AUD 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
Leverage
Interest Cover X Lock Lock Lock Lock 2.0 1.6 1.3 Lock Lock Lock
Debt to EBITDA X Lock Lock Lock Lock 5.7 7.0 11.0 Lock Lock Lock
Net Debt to Equity % Lock Lock Lock Lock 618.3 576.8 1,196.3 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock 13.7 38.5 41.7 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock 13.7 38.5 41.7 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock 69.2 19.4 13.3 Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock 2,158.5 -515.6 647.9 Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 6.5 1.2 0.6 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock 1.9 0.6 0.5 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.2 0.2 0.1 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.2 0.2 0.1 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock 5.1 5.8 -32.0 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock 1.0 0.9 -4.0 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock 0.0 -83.5 0.0 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock 1.0 1.7 -4.0 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 7.8 7.2 13.5 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 7.4 12.0 -54.2 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 100.0 100.0 100.0 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock 7.4 12.0 -54.2 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 55.8 295.2 576.7 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 55.8 295.2 576.7 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock 0.0 0.0 0.0 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 55.8 295.2 576.7 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

N/A

DIV Yield

.0%

Franking Level

N/A

DPSg

N/A

Quality Yield

Lock

Falling Divs over next 2

Lock

Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

0.00%

Value ($M)

0

Prior Change

N/A

7 Day Change

N/A

1 Month Change

N/A

3 Month Change

N/A

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Frequently Asked Questions

The current share price of MoneyMe Ltd. (MME:ASX) is AU$0.14.
The 52-week high share price for MoneyMe Ltd. (MME:ASX) is AU$0.24.
The 52-week low share price for MoneyMe Ltd. (MME:ASX)? is AU$0.10.
The current TTM dividend payout for MoneyMe Ltd. (MME:ASX) is 0.00.
MoneyMe Ltd. (MME:ASX) does not pay a dividend.
MoneyMe Ltd. (MME:ASX) has a franking level of 0.0%.
MoneyMe Ltd. (MME:ASX) is classified in the Technology.
The current P/E ratio for MoneyMe Ltd. (MME:ASX) is 9.90.
The current share price of MoneyMe Ltd. (MME:ASX) is AU$0.14.
The 52-week high share price for MoneyMe Ltd. (MME:ASX) is AU$0.24.
The 52-week low share price for MoneyMe Ltd. (MME:ASX)? is AU$0.10.
The current TTM dividend payout for MoneyMe Ltd. (MME:ASX) is 0.00.
MoneyMe Ltd. (MME:ASX) does not pay a dividend.
MoneyMe Ltd. (MME:ASX) has a franking level of 0.0%.
MoneyMe Ltd. (MME:ASX) is classified in the Technology.
The current P/E ratio for MoneyMe Ltd. (MME:ASX) is 9.90.