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Pepper Money Ltd

AU$2.18

Price Change Indicator
0.01 (0.461%)
Pepper Money Ltd
PPM · ASX

Pepper Money Ltd

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AU$2.18

Price Arrow0.01 (0.461%)
12/12/2025 04:11:30 PM
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Pepper Money Ltd Overview

PPM Health Scores

Short Term

Mean Reversion

Neutral

Trend

Neutral

Event

Very Strong

HALO Model

Mqv

Strong

Garp

Neutral

Mqv Small

Neutral

Valuation

Value

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Consensus

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Momentum

Price

Weak

Earnings

Neutral

Growth

Earnings

Weak

Dividends

Neutral

Quality

Capital Efficiency

Strong

Balance Sheet

Very Weak

About PPM

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Website

Pepper Money Ltd

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Telephone

61.13.0065.0931

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Address

Level 27, 177 Pacific Highway, North Sydney, New South Wales (NSW) 2060

Description

Pepper Money Ltd. engages in the provision of home loan, car loan, and personal loan solutions for borrowers. It operates through the following business segments: Mortgages, Asset Finance and Loan, and Other Servicing. The Mortgages segment includes both residential mortgages in Australia and New Zealand. The Asset Finance and Loan segment comprises of the the income and expenses associated with the origination and ongoing ownership of loans secured over a range of assets, including used and new cars, caravans, motor bikes and boats, and equipment finance. The Loan and Other Servicing segment consists of the income and expenses associated with the servicing of loan portfolios for third parties, and for pepper money controlled limited recourse funding vehicles. Its services include lending, asset finance, third party servicing, debt investor, and broker portal. Pepper Money was founded by Michael Culhane on August 30, 2000 and is headquartered in North Sydney, Australia.

PPM Price Chart

Key Stats

Market Cap

AU$964.60M

PE

6.90

EV/EBITDA

-2.9

Dividends Overview

DIV Yield

7.3%

Franking

100%

Ex Dividend Date (est.)

11-Sep-25

Market Data

52 weeks range

Low 1.19 - 2.58

Trade Value (12mth)

AU$133,836.00

1 week

-6.84%

1 month

-8.79%

YTD

65.68%

1 year

65.68%

All time high

2.67

Key Fundamentals

EPS 3 yr Growth

-33.30%

EBITDA Margin

86.10%

Operating Cashflow

$2,599m

Free Cash Flow Return

13.90%

ROIC

0.50%

Interest Coverage

1.20

Quick Ratio

24.70

Other Data

Shares Outstanding (Fully Diluted)

462m

HALO Sector

Other Finance

Next Company Report Date

26-Feb-26

Next Ex Dividend Date

11-Sep-25

Next Dividend Pay Date

10-Oct-25

Reporting Currency

AUD

Short Sell (% of issue)

0.00

PPM Announcements

Latest Announcements

DateAnnouncements
12 November 25
11 November 25
03 November 25
30 October 25
09 September 25

PPM Fundamentals

Per Share Records

Historical data

Forecast data

AUD2020202120222023202220232024202520262027
Per Share, Growth & Valuations
EPS (Basic)
 $locklocklocklock0.320.250.22locklocklock
EPS (Fully Diluted)
 $locklocklocklock0.310.240.21locklocklock
Growth
 %locklocklocklock-4.6-21.5-11locklocklock
PE
 Xlocklocklocklock4.76.66.9locklocklock
EV/EBITDA
 Xlocklocklocklock-2.5-2.1-2.9locklocklock

Dividends

Key Stats

Ex Dividend Date (est.)

11-Sep-25

DIV Yield

7.3%

Franking Level

100%

DPSg

42.4%

Quality Yield

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Falling Divs over next 2

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Expected Dividend Cashflow

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Values and Recommendations

Key Stats

Consensus Score

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Recommendation

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EPS 1 month Change

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Quality Yield

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Falling Divs over next 2

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HALO Consensus Score

PEG Ratio

Consensus EPS Revisions

Short Selling

Key Stats

Percent of Issue

0.00%

Value ($M)

0

Prior Change

0

7 Day Change

0.00%

1 Month Change

0.00%

3 Months Change

0.00%

Dividend
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Opportunities

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PPM Shortsell

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Want to learn more?Frequently asked questions.
What is the current share price of Pepper Money Ltd (PPM:ASX)?
Halo FAQ
The current share price of Pepper Money Ltd (PPM:ASX) is AUD$2.18.
What is the 52-week high share price for Pepper Money Ltd (PPM:ASX)?
Halo FAQ
The 52-week high share price for Pepper Money Ltd (PPM:ASX) is AUD$2.58.
What is the 52-week low share price for Pepper Money Ltd (PPM:ASX)?
Halo FAQ
The 52-week low share price for Pepper Money Ltd (PPM:ASX) is AUD$1.19.
What is the dividend yield for Pepper Money Ltd (PPM:ASX)?
Halo FAQ
The current TTM dividend payout for Pepper Money Ltd (PPM:ASX) is 7.30.
What was Pepper Money Ltd (PPM:ASX) last dividend payment?
Halo FAQ
The last dividend payment of Pepper Money Ltd (PPM:ASX) is AUD$0.06.
What is the franking level for Pepper Money Ltd (PPM:ASX)?
Halo FAQ
Pepper Money Ltd (PPM:ASX) has a franking level of 100.00%.
In which sector is Pepper Money Ltd (PPM:ASX) classified?
Halo FAQ
Pepper Money Ltd (PPM:ASX) is classified in the Other Finance.
What is the price-to-earnings (P/E) ratio for Pepper Money Ltd (PPM:ASX)?
Halo FAQ
The current P/E ratio for Pepper Money Ltd (PPM:ASX) is 6.90.

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