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RMC · ASX

Resimac Group Limited (ASX:RMC)

AU$0.86

 -0.01 (-1.143%)
ASX:Live
26/07/2024 04:10:15 PM
Hammer Bearish HALO Yield HALO Ords GROWTH AUS All-Consensus +1
Consensus Score
/10
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RMC Overview

RMC Health Scores

Short Term

Mean Reversion

Neutral

Trend

Neutral

Event

Neutral

Halo Model

MQV

Strong

GARP

Strong

MQV Small

Neutral

Valuation

Value

Consensus

Momentum

Price

Weak

Earnings

Neutral

Growth

Earnings

Very Strong

Dividends

Very Strong

Quality

Capital Efficiency

Weak

Balance Sheet

Very Strong

About RMC

Website

Resimac Group Limited

Telephone

61.2.9248.0300

Address

Level 9 45 Clarence Street Sydney, New South Wales (NSW) 2000

Description

Resimac Group Ltd. engages in the provision of mortgage origination and management of home loans. It also engages in the securitization of mortgages through residential mortgage trust, a special purpose vehicle used to residential mortgage backed securities. The firm operates through three segments: Australian Lending Business and New Zealand Lending Business. The company was founded by Timothy Alastair Holmes and Robert Peter Salmon in 1985 and is headquartered in Sydney, Australia.

RMC Price Chart

Key Stats

Market Cap

AU$348.00M

PE

5.00

EV/EBITDA

-7.4

Dividends Overview

DIV Yield

8.3%

Franking

100%

Ex Dividend Date (est.)

N/A

Market Data

52 weeks range

Low 0.79 - 1.24

Trade Value (12mth)

AU$31,536.00

1 week

5.42%

1 month

2.94%

YTD

-18.22%

1 year

-8.85%

All time high

2.80

Key Fundamentals

EPS 3 yr Growth

20.100%

EBITDA Margin

85.50%

Operating Cashflow

$2,021m

Free Cash Flow Return

18.10%

ROIC

0.60%

Interest Coverage

1.10

Quick Ratio

0.00

Other Data

Shares on Issue (Fully Dilluted)

401m

HALO Sector

Other Finance

Next Company Report Date

27-Aug-24

Ex Dividend Date (est.)

N/A

Next Dividend Pay Date (est.)

N/A

Reporting Currency

AUD

Short Sell (% of issue)

0.00

RMC Announcements

Latest Announcements

Date Announcements

09 July 24

Resignation of Chief Executive Officer (CEO)

×

Resignation of Chief Executive Officer (CEO)

26 June 24

Notification regarding unquoted securities - RMC

×

Notification regarding unquoted securities - RMC

17 June 24

Notification regarding unquoted securities - RMC

×

Notification regarding unquoted securities - RMC

03 June 24

Changes to Dividend Reinvestment Plan Rules

×

Changes to Dividend Reinvestment Plan Rules

09 May 24

Resimac Settles A$750mm Prime RMBS

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Resimac Settles A$750mm Prime RMBS

09 April 24

Resimac Prices A$750mm Non-Conforming RMBS

×

Resimac Prices A$750mm Non-Conforming RMBS

28 March 24

Resimac settles $350m auto & equipment ABS transaction

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Resimac settles $350m auto & equipment ABS transaction

27 February 24

Half Yearly Report and Accounts

×

Half Yearly Report and Accounts

27 February 24

Resimac announces 1H24 normalised NPAT of $26 million

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Resimac announces 1H24 normalised NPAT of $26 million

27 February 24

Dividend/Distribution - RMC

×

Dividend/Distribution - RMC

27 February 24

Investor Presentation

×

Investor Presentation

06 February 24

Resimac Group HY24 Investor Call

×

Resimac Group HY24 Investor Call

01 February 24

Appointment of Chief Financial Officer

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Appointment of Chief Financial Officer

03 January 24

Notification of cessation of securities - RMC

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Notification of cessation of securities - RMC

27 December 23

Update - Notification of buy-back - RMC

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Update - Notification of buy-back - RMC

27 December 23

Notification of cessation of securities - RMC

×

Notification of cessation of securities - RMC

22 December 23

Update - Notification of buy-back - RMC

×

Update - Notification of buy-back - RMC

21 December 23

Update - Notification of buy-back - RMC

×

Update - Notification of buy-back - RMC

20 December 23

Update - Notification of buy-back - RMC

×

Update - Notification of buy-back - RMC

19 December 23

Update - Notification of buy-back - RMC

×

Update - Notification of buy-back - RMC

18 December 23

Update - Notification of buy-back - RMC

×

Update - Notification of buy-back - RMC

15 December 23

Update - Notification of buy-back - RMC

×

Update - Notification of buy-back - RMC

13 December 23

Update - Notification of buy-back - RMC

×

Update - Notification of buy-back - RMC

07 December 23

Update - Notification of buy-back - RMC

×

Update - Notification of buy-back - RMC

06 December 23

Update - Notification of buy-back - RMC

×

Update - Notification of buy-back - RMC

RMC Fundamentals

Per Share Records

Historical data

Forecast data

AUD 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Per Share, Growth & Valuations
EPS (Basic) $ Lock Lock Lock Lock 0.26 0.25 0.17 Lock Lock Lock
EPS (Fully Diluted) $ Lock Lock Lock Lock 0.26 0.25 0.16 Lock Lock Lock
     Growth % Lock Lock Lock Lock 91.8 -5.0 -34.1 Lock Lock Lock
     PE X Lock Lock Lock Lock 9.4 5.1 5.0 Lock Lock Lock
     EV/EBITDA X Lock Lock Lock Lock 2.5 46.5 -7.4 Lock Lock Lock
CFPS $ Lock Lock Lock Lock 0.30 0.26 0.23 Lock Lock Lock
FCFPS $ Lock Lock Lock Lock -3.57 -3.94 4.93 Lock Lock Lock
     Growth % Lock Lock Lock Lock 30.1 -11.6 -14.3 Lock Lock Lock
     Yield % Lock Lock Lock Lock -145.0 -342.5 539.0 Lock Lock Lock
DPS $ Lock Lock Lock Lock 0.06 0.08 0.08 Lock Lock Lock
     Growth % Lock Lock Lock Lock 113.3 25.0 0.0 Lock Lock Lock
     Yield % Lock Lock Lock Lock 2.5 5.8 8.3 Lock Lock Lock
     Payout Ratio % Lock Lock Lock Lock 24 32 48 Lock Lock Lock
BPS $ Lock Lock Lock Lock 0.79 0.94 1.04 Lock Lock Lock
BPS (Tangible) $ Lock Lock Lock Lock 0.72 0.87 0.97 Lock Lock Lock
     Growth % Lock Lock Lock Lock 37.9 20.6 11.5 Lock Lock Lock
Shares Outstanding
Diluted m Lock Lock Lock Lock 410 410 403 Lock Lock Lock
Basic m Lock Lock Lock Lock 408 408 402 Lock Lock Lock

Financial Records

Historical data

Forecast data

AUD 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Income Statement
Sales $m Lock Lock Lock Lock 479 501 911 Lock Lock Lock
     Growth % Lock Lock Lock Lock 1.3 4.7 81.7 Lock Lock Lock
Selling & General Expenses $m Lock Lock Lock Lock 25 26 23 Lock Lock Lock
Gross Income $m Lock Lock Lock Lock 439 458 874 Lock Lock Lock
     Growth % Lock Lock Lock Lock 1.7 4.2 91.0 Lock Lock Lock
     Margin % Lock Lock Lock Lock 91.8 91.3 95.9 Lock Lock Lock
Cost of Goods Sold to Sales % Lock Lock Lock Lock 8 9 4 Lock Lock Lock
EBITDA $m Lock Lock Lock Lock 382 409 779 Lock Lock Lock
     Growth % Lock Lock Lock Lock 1.9 7.2 90.4 Lock Lock Lock
     Margin % Lock Lock Lock Lock 79.7 81.6 85.5 Lock Lock Lock
Depreciation & Amortisation $m Lock Lock Lock Lock 3 2 2 Lock Lock Lock
EBIT $m Lock Lock Lock Lock 379 407 777 Lock Lock Lock
     Growth % Lock Lock Lock Lock 1.9 7.4 91.0 Lock Lock Lock
     Margin % Lock Lock Lock Lock 79.1 81.1 85.3 Lock Lock Lock
Pretax Income $m Lock Lock Lock Lock 152 143 95 Lock Lock Lock
Income Taxes $m Lock Lock Lock Lock 44 41 29 Lock Lock Lock
Net Income $m Lock Lock Lock Lock 108 102 66 Lock Lock Lock
     Growth % Lock Lock Lock Lock 92.4 -5.0 -35.0 Lock Lock Lock
     Margin % Lock Lock Lock Lock 22.5 20.4 7.3 Lock Lock Lock
Cash Flow Statement
Net Operating Cash Flow $m Lock Lock Lock Lock -1,447 -1,585 2,021 Lock Lock Lock
Capital Expenditures $m Lock Lock Lock Lock 0 1 0 Lock Lock Lock
Net Investing Cash Flow $m Lock Lock Lock Lock -8 -93 -4 Lock Lock Lock
Net Financing Cash Flow $m Lock Lock Lock Lock 1,709 1,991 -1,865 Lock Lock Lock
Free Cash Flow $m Lock Lock Lock Lock -1,448 -1,585 2,021 Lock Lock Lock
     Growth % Lock Lock Lock Lock 58.5 -9.5 227.5 Lock Lock Lock
     Margin % Lock Lock Lock Lock -3.0 -3.2 2.2 Lock Lock Lock
Franking Balance $m Lock Lock Lock Lock 57 95 118 Lock Lock Lock
Balance Sheet
Cash & Short-Term Investments $m Lock Lock Lock Lock 620 933 1,085 Lock Lock Lock
Total Assets $m Lock Lock Lock Lock 14,634 16,737 14,942 Lock Lock Lock
Long Term Debt $m Lock Lock Lock Lock 10,497 11,574 9,920 Lock Lock Lock
Net Debt $m Lock Lock Lock Lock 13,563 15,367 13,395 Lock Lock Lock
Total Liabilities $m Lock Lock Lock Lock 14,313 16,359 14,527 Lock Lock Lock
Equity $m Lock Lock Lock Lock 321 378 415 Lock Lock Lock
Invested Capital Lock Lock Lock Lock 10,818 11,952 10,336 Lock Lock Lock
     Growth % Lock Lock Lock Lock 8.0 10.5 -13.5 Lock Lock Lock
Return Ratios
Return on Assets % Lock Lock Lock Lock 0.7 0.6 0.4 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 33.5 27.0 16.0 Lock Lock Lock
Return on Total Capital % Lock Lock Lock Lock 2.6 2.5 4.9 Lock Lock Lock
Return on Invested Capital % Lock Lock Lock Lock 1.0 0.9 0.6 Lock Lock Lock
Cash Flow Return on Invested Capital % Lock Lock Lock Lock -13.4 -13.9 18.1 Lock Lock Lock

Ratios Records

Historical data

Forecast data

AUD 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Leverage
Interest Cover X Lock Lock Lock Lock 1.7 1.6 1.1 Lock Lock Lock
Debt to EBITDA X Lock Lock Lock Lock 35.5 37.6 17.2 Lock Lock Lock
Net Debt to Equity % Lock Lock Lock Lock 4,223.4 4,064.5 3,225.6 Lock Lock Lock
Liquidity
Current Ratio X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Quick Ratio X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Cash & ST Inv/Current Assets % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
CFO/Current Liabilities % Lock Lock Lock Lock N/A N/A N/A Lock Lock Lock
Balance Sheet Efficiency
Receivables Turnover X Lock Lock Lock Lock 12.3 14.4 31.3 Lock Lock Lock
Inventory Turnover X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Working Capital Turnover X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Payables Turnover X Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Asset Turnover X Lock Lock Lock Lock 0.0 0.0 0.1 Lock Lock Lock
Du Pont
Asset Turnover X Lock Lock Lock Lock 0.0 0.0 0.1 Lock Lock Lock
x Pretax Margin % Lock Lock Lock Lock 31.8 28.6 10.5 Lock Lock Lock
= Pretax Return on Assets % Lock Lock Lock Lock 1.0 0.9 0.6 Lock Lock Lock
x Tax Rate Complement (1-Tax Rate) % Lock Lock Lock Lock 29.1 28.8 30.3 Lock Lock Lock
Return on Assets % Lock Lock Lock Lock 0.7 0.6 0.4 Lock Lock Lock
x Equity Multiplier (Assets/Equity) % Lock Lock Lock Lock 45.6 44.3 36.0 Lock Lock Lock
Return on Equity % Lock Lock Lock Lock 33.5 27.0 16.0 Lock Lock Lock
x Earnings Retention (1-Payout) % Lock Lock Lock Lock 75.7 68.1 51.6 Lock Lock Lock
= Reinvestment Rate (%) % Lock Lock Lock Lock 25.4 18.4 8.3 Lock Lock Lock
Operating Cycle
Days of Inventory on Hand Days Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
+ Days of Sales Outstanding Days Lock Lock Lock Lock 29.8 25.4 11.7 Lock Lock Lock
Operating Cycle Days Lock Lock Lock Lock 29.8 25.4 11.7 Lock Lock Lock
- Days of Payables Outstanding Days Lock Lock Lock Lock N/A N/A 0.0 Lock Lock Lock
Net Operating Cycle Days Lock Lock Lock Lock 29.8 25.4 11.7 Lock Lock Lock

Dividends

Key Stats

Ex Dividend Date (est.)

N/A

DIV Yield

8.3%

Franking Level

100%

DPSg

0.00%

Quality Yield

Lock

Falling Divs over next 2

Lock

Expected Dividend Cashflow

Dividend Clarity,
Enhanced
Strategy

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Values and Recommendations

Key Stats

Consensus Score

Lock

Recommendation

Lock

EPS 1 month Change

Lock

Quality Yield

Lock

Falling Divs over next 2

Lock

Halo Consensus Score

Lock Chart

PEG Ratio

Lock Chart

Consensus EPS Revisions

Lock Chart

Short selling

Key Stats

Percent of Issue

0.00%

Value ($M)

0

Prior Change

N/A

7 Day Change

N/A

1 Month Change

N/A

3 Month Change

N/A

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Frequently Asked Questions

The current share price of Resimac Group Limited (RMC:ASX) is AU$0.86.
The 52-week high share price for Resimac Group Limited (RMC:ASX) is AU$1.24.
The 52-week low share price for Resimac Group Limited (RMC:ASX)? is AU$0.79.
The current TTM dividend payout for Resimac Group Limited (RMC:ASX) is 8.30.
The last dividend payment of Resimac Group Limited (RMC:ASX) is AU$0.04.
Resimac Group Limited (RMC:ASX) has a franking level of 100.0%.
Resimac Group Limited (RMC:ASX) is classified in the Other Finance.
The current P/E ratio for Resimac Group Limited (RMC:ASX) is 5.00.
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HALO Technologies Pty Ltd ABN 54 623 830 866 is a Corporate Authorised Representative No 1261916 of Macrovue Pty Ltd ABN 98 600 022 679 AFSL 484264. Macrovue Pty Ltd is a wholly owned subsidiary of HALO Technologies Pty Ltd.