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Upstart Holdings, Inc.
Upstart Holdings, Inc.
UPST · NAS

Upstart Holdings, Inc.

US$28.84

Price Arrow0.76 (2.71%)
20/05/2026 04:00:00 PM
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Upstart Holdings, Inc. Overview

UPST Health Scores

Short Term

Mean Reversion

Neutral

Trend

Very Weak

Event

Neutral

HALO Model

Mqv

Neutral

Garp

Very Strong

Mqv Small

Neutral

Valuation

Value

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Consensus

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Momentum

Price

Very Weak

Earnings

Neutral

Growth

Earnings

Very Strong

Dividends

Very Weak

Quality

Capital Efficiency

Very Strong

Balance Sheet

Weak

About UPST

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Website

Upstart Holdings, Inc.

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Telephone

1.833.212.2461

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Address

Suite 410, 2950 South Delaware Street, San Mateo, CA 94403

Description

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. It operates through the following segments: Personal Lending, Auto Lending, and Other. The Personal Lending segment focuses on unsecured personal loans and small dollar loans. The Auto Lending segment is involved in auto refinance and auto retail loans. The Other segment refers to HELOCs and other. The company was founded by David Joseph Girouard, Anna Mongayt Counselman, and Paul Gu in December 2013 and is headquartered in San Mateo, CA.

UPST Price Chart

Key Stats

Market Cap

US$2.69B

PE

96.50

EV/EBITDA

81.8

Dividends Overview

DIV Yield

0%

Franking

0%

Ex Dividend Date (est.)

N/A

Market Data

52 weeks range

Low 23.97 - 87.3

Trade Value (12mth)

US$72,956,723.00

1 week

-4.85%

1 month

-15.42%

YTD

-38.74%

1 year

-36.07%

All time high

401.49

Key Fundamentals

EPS 3 yr Growth

-142.50%

EBITDA Margin

6.50%

Operating Cashflow

-$148m

Free Cash Flow Return

-6.10%

ROIC

2.20%

Interest Coverage

0.00

Quick Ratio

3.90

Other Data

Shares Outstanding (Fully Diluted)

97m

HALO Sector

Other Finance

Next Company Report Date

16-Feb-27

Next Ex Dividend Date

N/A

Next Dividend Pay Date

N/A

Reporting Currency

USD

Short Sell (% of issue)

0.00

UPST Announcements

Latest Announcements

DateAnnouncements
19 May 26
19 May 26
06 May 26
06 May 26
06 May 26

UPST Fundamentals

Per Share Records

Historical data

Forecast data

USD2021202220232024202320242025202620272028
Per Share, Growth & Valuations
EPS (Basic)
$locklocklocklock-2.87-1.440.56locklocklock
EPS (Fully Diluted)
$locklocklocklock-2.87-1.440.45locklocklock
Growth
%locklocklocklock-118.449.9138.8locklocklock
PE
XlocklocklocklockN/AN/A96.5locklocklock
EV/EBITDA
XlocklocklocklockN/AN/A81.8locklocklock

Dividends

Key Stats

Ex Dividend Date (est.)

N/A

DIV Yield

0%

Franking Level

0%

DPSg

N/A

Quality Yield

lock

Falling Divs over next 2

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Want to learn more?Frequently asked questions.
What is the current share price of Upstart Holdings, Inc. (UPST:NAS)?
Halo FAQ
The current share price of Upstart Holdings, Inc. (UPST:NAS) is USD$28.84.
What is the 52-week high share price for Upstart Holdings, Inc. (UPST:NAS)?
Halo FAQ
The 52-week high share price for Upstart Holdings, Inc. (UPST:NAS) is USD$87.30.
What is the 52-week low share price for Upstart Holdings, Inc. (UPST:NAS)?
Halo FAQ
The 52-week low share price for Upstart Holdings, Inc. (UPST:NAS) is USD$23.97.
What is the dividend yield for Upstart Holdings, Inc. (UPST:NAS)?
Halo FAQ
Upstart Holdings, Inc. (UPST:NAS) does not pay a dividend.
What was Upstart Holdings, Inc. (UPST:NAS) last dividend payment?
Halo FAQ
Upstart Holdings, Inc. (UPST:NAS) does not pay a dividend.
What is the franking level for Upstart Holdings, Inc. (UPST:NAS)?
Halo FAQ
Upstart Holdings, Inc. (UPST:NAS) has a franking level of 0.00%.
In which sector is Upstart Holdings, Inc. (UPST:NAS) classified?
Halo FAQ
Upstart Holdings, Inc. (UPST:NAS) is classified in the Other Finance.
What is the price-to-earnings (P/E) ratio for Upstart Holdings, Inc. (UPST:NAS)?
Halo FAQ
The current P/E ratio for Upstart Holdings, Inc. (UPST:NAS) is 96.50.

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